Harold H. Zhang

• [2005 RFS] 算不准均值的那群人，悄悄退出了股市——一个把「有限参与」内生出来的模型Model Uncertainty, Limited Market Participation, and Asset PricesJun 2026
• [2005 RFS] 房子，到底是分散了风险，还是挤掉了股票？Optimal Consumption and Portfolio Choices with Risky Housing and Borrowing ConstraintsJun 2026