Haotian Xiang

• [2025 JFE] 规则还是相机抉择？——给银行资本监管装上一根「承诺」的缰绳Rules Versus Discretion in Capital RegulationJun 2025
• [2024 JFE] 异质性，反而是金融体系的「稳定器」？Bank Heterogeneity and Financial StabilityJun 2026